What you can say
Speak naturally. You don’t need special commands or a fixed order. Some examples:
| You say | Budget Collab records |
|---|---|
| “Spent 42.50 on groceries with my debit card.” | Expense · $42.50 · Groceries · Debit card |
| “Paid 1,200 for rent from checking.” | Expense · $1,200 · Rent · Checking |
| “Got my salary today, 3,200 into savings.” | Income · $3,200 · Salary · Savings |
| “Move 200 from checking to our vacation fund.” | Transfer · $200 · Checking → Vacation fund |
| “Remind me to pay the internet bill, 60 dollars, on the fifth of every month.” | Scheduled payment · $60 · monthly on the 5th, with a reminder |
Hear these examples on the home page.
How it works
- Tap the microphone in the app, or the voice button on your home screen widget.
- Your phone’s speech recognition turns what you say into text, live on screen. Pause and it stops on its own, or tap Stop.
- Budget Collab’s AI, powered by Google Gemini, reads the text and picks out the amount, type, category, account and date.
- You see the result and can change anything before saving. Nothing is saved without your confirmation.
Tips for accurate entries
- Name the account the way it appears in the app, like “joint card” or “cash”, and it will be matched.
- Say the date if it wasn’t today: “yesterday, 18 on lunch”.
- One transaction per entry keeps each one clean and easy to check.
- Mention the category when it’s not obvious: “40 at the hardware store for the garden”.
Why voice beats typing for budgets
A budget is only as good as its data, and the data is only good if logging is effortless. Voice entry removes the friction at the exact moment you spend, standing at the till, leaving a restaurant, or filling up the car. In a shared budget it matters twice: everyone keeps it up to date, not just the most organised person in the house.
Daily voice entries by plan
The free plan includes 2 voice entries a day. Personal Premium and the business plans include 25 a day. Manual entries are always available.
Questions
Is my voice recording stored?
Budget Collab uses your phone’s speech recognition to turn speech into text, and sends that text to the AI to fill in the transaction. The app does not keep audio recordings of your voice entries.
Does voice entry work offline?
No. Voice entry needs a connection for the AI step. Everything else, including manual entries, works offline and syncs later.
Can I fix a mistake before it’s saved?
Yes. You always see the amount, category, account and date before saving, and can change any of them.
Can I log income and transfers by voice too?
Yes. Voice entry handles expenses, income, transfers between your accounts and recurring scheduled payments.